Bank account holders can now send money to any individual
through mobile banking by merely entering the recipient’s Aadhaar number.
National Payments Corporation of India, which launched Aadhaar-based
remittances on Wednesday, sees its use in micro-payments such as taxi fares and
small purchases.
The transfers can be done using the most basic phones through SMS for small amounts or through mobile banking apps for amounts over Rs 5,000.
The transfers can be done using the most basic phones through SMS for small amounts or through mobile banking apps for amounts over Rs 5,000.
In the case of mobile banking, remittances were possible
without registration, but require the beneficiary’s bank account number and
branch IFSC code. The Aadhaar-based mobile remittance is instantaneous and does
not require any information other than the beneficiary’s unique ID number. The
customer would, however, need to be registered for mobile banking services and
the beneficiary would need to have his bank account linked to Aadhaar.
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